CAIAT.US Solutions

Digital banking platforms with account management, card programs, P2P transfers, and bill payments. Built for iOS and Android with banking-grade security and compliance.

We Build Mobile Banking Apps for FinTech Companies

What's Included

Core Banking Features:

  • Account creation and onboarding
  • Checking and savings accounts
  • Account balance and transaction history
  • Fund transfers (internal and external)
  • ACH transfers and wire transfers
  • Direct deposit setup
  • Mobile check deposit (remote deposit capture)
  • Bill payment and scheduling
  • Recurring payments

Debit/Prepaid Card Program:

  • Virtual and physical card issuance
  • Card activation and PIN management
  • Card controls (spending limits, merchant categories)
  • Card freeze/unfreeze
  • ATM locator
  • Instant notifications for transactions
  • Card replacement and reordering
  • Apple Pay / Google Pay provisioning

P2P Payments:

  • Send money to contacts (phone/email)
  • Request money from others
  • Split bills and expenses
  • P2P transaction history
  • Social payment feed (optional)
  • Payment links and QR codes

Money Management:

  • Spending insights and categorization
  • Budgeting tools
  • Savings goals
  • Round-up savings (spare change)
  • Expense tracking
  • Financial health score
  • Cash flow forecasting

Security Features:

  • Biometric authentication (Face ID, Touch ID, fingerprint)
  • Two-factor authentication (2FA)
  • Device fingerprinting
  • Fraud alerts and notifications
  • Transaction limits and controls
  • Secure messaging with support
  • Account activity monitoring
  • Lost/stolen device security

User Experience:

  • Onboarding flow (account opening)
  • KYC/identity verification
  • Document upload and verification
  • Push notifications
  • In-app chat support
  • Help center and FAQs
  • Settings and preferences
  • Account statements (PDF download)

Additional Features:

  • International money transfers (optional)

Ready to Build Your Mobile Banking Apps?

Let's discuss how this solution can benefit your business.