CAIAT.US Solutions

Digital banking platforms with account management, card programs, P2P transfers, and bill payments. Built for iOS and Android with banking-grade security and compliance.

We Build Mobile Banking Apps for FinTech Companies

What’s included

Core Banking Features:

  • ✓ Account creation and onboarding
  • ✓Checking and savings accounts
  • ✓Account balance and transaction history
  • ✓Fund transfers (internal and external)
  • ✓ACH transfers and wire transfers
  • ✓Direct deposit setup
  • ✓Mobile check deposit (remote deposit capture)
  • ✓Bill payment and scheduling
  • ✓Recurring payments

Debit/Prepaid Card Program:

  • ✓Virtual and physical card issuance
  • ✓Card activation and PIN management
  • ✓Card controls (spending limits, merchant categories)
  • ✓ Card freeze/unfreeze
  • ✓ATM locator
  • ✓Instant notifications for transactions
  • ✓Card replacement and reordering
  • ✓Apple Pay / Google Pay provisioning

P2P Payments:

  • ✓Send money to contacts (phone/email)
  • ✓ Request money from others
  • ✓Split bills and expenses
  • ✓P2P transaction history
  • ✓Social payment feed (optional)
  • ✓Payment links and QR codes

Money Management:

  • ✓ Spending insights and categorization
  • ✓Budgeting tools
  • ✓Savings goals
  • ✓Round-up savings (spare change)
  • ✓Expense tracking
  • ✓Financial health score
  • ✓Cash flow forecasting

Security Features:

  • ✓Biometric authentication (Face ID, Touch ID, fingerprint)
  • ✓Two-factor authentication (2FA)
  • ✓Device fingerprinting
  • ✓Fraud alerts and notifications
  • ✓Transaction limits and controls
  • ✓Secure messaging with support
  • ✓Account activity monitoring
  • ✓Lost/stolen device security

User Experience:

  • ✓Onboarding flow (account opening)
  • ✓KYC/identity verification
  • ✓Document upload and verification
  • ✓ Push notifications
  • ✓In-app chat support
  • ✓Help center and FAQs
  • ✓Settings and preferences
  • ✓Account statements (PDF download)

Additional Features:

  • ✓International money transfers (optional)

Ready to build your Mobile Banking Apps?

Let’s discuss how this solution can benefit your business.